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12 Obama Loan Assistance Programs Extended through 2013

President Obama's loan assistance programs created to help homeowners stop foreclosure have been extended. The 12 mortgage relief programs will not expire until December 31, 2013. These programs are designed to help American homeowners make home affordable and avoid foreclosure.


MHA allows struggling homeowners to refinance, restructure or modify interest rates and terms, reduce monthly mortgage payments, and or reduce loan principle. The 12 loan assistance programs are listed below.

• Hardest Hit Fund
• Home Affordable Modification Program
• Home Affordable Unemployment Program
• FHA Refinance
• Home Affordable Refinance Program
• FHA Second Mortgage Modification
• Home Affordable Foreclosure Alternatives
• Principle Reduction Alternative
• FHA Loan Modification
• Special Loan Servicing
• Veterans Loan Modification
• Home Affordable Unemployment Program

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