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How to Refinance and Lower Your Monthly Payment

This article is a step by step guide on how to refinance and lower your mortgage payment. It is intended for homeowners who need to lower their monthly payments in order to stay current on their home loan.


I have another post in which I describe what borrowers are the best match for this particular mortgage payment solution. I suggest you make sure you are a good fit for refinance help to lower your payment before you move forward.

Below I have created a list of nine steps to take in order to refinance and lower your monthly mortgage payment.


Steps to Refinance and Lower Your Mortgage Payment

1. Create monthly budget.
2. Write hardship letter.
3. Income and tax documents.
4. Call your lender.
5. Ask about refinancing options for distressed borrowers.
6. Complete financial package that they request.
7. Submit financial package.
8. Follow up to make sure they received it and ask when to expect a reply.
9. Wait for approval.

This is the article How to Refinance and Lower Your Monthly Payment

So many articles How to Refinance and Lower Your Monthly Payment this time, hopefully it can benefit you all. OK, see you in another article.

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