Debt Snowball - 2 Schools of Thought

The debt snowball is a debt reduction method and strategy used to pay off debt. It is widely preached by debt counselors all over the world ...

Home Loan Approval - Your Best Financial Footing

This article describes some basic steps one can take to improve the chances of approval for a mortgage loan. Have Stable Monthly Budgeting H...

Debt Settlement Risk Factors

Debt Settlement Risk - Three Key Fundamental Risks Debt Settlement has some fundamental risks that come with the decision to pursue efforts ...

California Mortgage Foreclosure Crisis - Hardest Hit Fund Assistance

The Hardest hit Fund has contributed approximately 700 million dollars to aid California's fight to stop foreclosure. California homeown...

California Mortgage Help from Hardest Hit Fund Program

California Housing Finance Agency has taken measures to offset the consequences of elevated levels of foreclosure and mortgage default by de...

Understanding Loans That are Unsecured

Understanding unsecured loans and debt is a key part of healthy personal finance. Loans that are not secured do not have a guarantee backed ...

The US Economy Fires Up to End 2010

The GDP growth rose considerably to a annual rate of 3.2% up from the previous 2.6% The market seems to be doing pretty well and those GDP n...

Cash for Keys

Lenders give thousands of dollars to homeowners who lose their home because of foreclosure. This foreclosure relocation assistance help home...

HAFA - Foreclosure Alternative Help

HAFA is the Home Affordable Foreclosure Alternative program created for homeowners who can not afford to keep their home. President Barrack ...

Foreclosure Relocation and Financial Assistance

Homeowners and renters alike are losing their homes at a rapid rate. These homeowners and renters must vacate their homes because of the hom...

How to Get an Affordable Loan Modification

If you are a homeowner who wants to reduce their mortgage payment via the Obama mortgage modification program known as HAMP the Home Afforda...

Typical Reverse Mortgage Borrower

Are you considering a reverse mortgage loan? If you are you may be wondering if you are a right fit for this particular type of mortgage pro...

What is a Reverse Mortgage Loan?

The reverse mortgage was created to help elderly homeowners who need to increase their income. A reverse home loan is a backward operated m...

FHA Reverse Mortgage Equity Conversion Loan

FHA Reverse Mortgage The FHA reverse mortgage loan is known as HECM � Home Equity Conversion Mortgage. A FHA reverse mortgage is of course g...

Reverse Mortgage History

History of the Reverse Mortgage The reverse mortgage loan is a government inspired mortgage product designed to help elderly homeowners tap ...

How to Refinance and Lower Your Monthly Payment

This article is a step by step guide on how to refinance and lower your mortgage payment. It is intended for homeowners who need to lower th...

Refinance Help - Lower Mortgage Payment

Many homeowners, who are still current on their mortgage, are worried about making their next monthly mortgage payment on time. Some will be...

Credit Websites for US Consumers

There are three official websites that a US consumer can visit and access their free annual credit report. These three sites belong to (one ...

Keeping Up with Your Credit Reports? - You are Not the Only One

Many consumers like to keep an eye on their credit. Monitoring your credit report and credit score is a healthy habit of the financially sav...

Creditors are Willing to Eliminate Debt - Find Out Why

It often comes as a shocking surprise to people when they learn just how much folks typically save through debt settlement. People often do ...